Are you ready to buy a home?
We can help.
At the Texas State Affordable Housing Corporation (TSAHC), they provide fixed-rate mortgage financing, down payment assistance grants and second liens, as well as mortgage credit certificates. Their home buyer programs are open to first-time home buyers, as well as repeat home buyers and existing homeowners.
TSAHC helps Texans buy a home for themselves and their families and are a nonprofit organization that was created by the Texas Legislature to help Texans achieve their dream of homeownership. Their Homes Sweet Texas Home Loan Program offers home loans and down payment assistance to low and moderate-income families.
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What Does the Homes Sweet Texas Home Loan Program Offer?
The Home Sweet Texas Home Loan Program is designed to help low and moderate-income Texans achieve the dream of homeownership.
If you qualify, TSAHC will provide you with a mortgage loan and funding to use for your down payment. You can choose to receive the down payment assistance as a grant (which does not have to be repaid) or a deferred forgivable second lien loan (which only has to be repaid if you sell or refinance within three years). If you’re eligible, you can essentially receive free money to help you buy a home.
Are You A First-Time Home Buyer?
If you are buying your first home, you can also apply for a mortgage interest tax credit known as a Mortgage Credit Certificate (MCC). To qualify, you must meet certain income requirements and the home must meet certain sales price restrictions.
